Super User Heriberto Cardenas Board Member Heriberto CardenasSenior Credit AnalystPan American Bank Mr. Cardenas is an experience community bank professional. He has served the community of East Los Angeles as a member of Pan American Bank for the past 5 years. His experience includes [but is not limited to] consumer lending, auto loan management, Mortgage Lending, Business lending, asset/portfolio management, and community relations encompassing technical/financial literacy formats in Spanish and English. Mr. Cardenas has a Bachelor Degree in Business Administration with a concentration in Finance. While at the UCR, he was a prominent member of the judicial board of Pi Kappa Alpha as the Sergeant at Arms. In addition, his family is deeply tied to politics and education, most recently serving Congresswoman Napolitano, the City of Pico Rivera and serving on the school board of Montebello.